Revenue Based Financing

Funding that breathes with your business.

Receive capital up front and repay as a small percentage of your monthly revenue. When trading is strong you pay back faster; in quieter months, repayments ease back in line with your sales.

£25k – £5M
Funding range
No fixed term
Repayment
% of revenue
Repaid via
Live eligibility · Step 1 of 3
Soft check
£5k – £5M
£250,000requested
Soft check·No credit impact·GDPR compliant

Revenue based financing aligns the cost of capital with the rhythm of your business. There is no equity dilution and no fixed monthly amount, instead, you agree a total repayable and a percentage of revenue, and the facility settles itself as you trade.

It’s a natural fit for businesses with strong, predictable digital revenue, subscription, e-commerce, SaaS, marketplaces, and any owner who values flexibility over rigidity.

Best suited for

  • E-commerce and DTC brands with seasonal peaks
  • Subscription and recurring-revenue businesses
  • Marketing spend or inventory investment
  • Founders avoiding equity dilution

How it works

01

Share your revenue

Securely connect your sales platforms or share recent statements. We assess your trading, not just your credit.

02

Agree your terms

We propose an advance, a total repayable and a percentage of revenue. No interest accrual, no compounding.

03

Draw and trade on

Funds settle to your business account and repayments are made automatically as a small share of your daily takings.

Eligibility at a glance

A short list of what we typically look for. Most UK limited companies and partnerships qualify.

  • UK-registered limited company
  • Trading for at least 6 months
  • Minimum £10,000 monthly revenue
  • Connectable sales channel (Stripe, Shopify, etc.) or statements
  • Director ID and recent management figures
  • Active UK business bank account
Client safeguards

Built on the same controls you’d expect from your bank.

We hold ourselves to the standards UK regulators expect of consumer finance, even though commercial lending sits outside the FCA perimeter.

ICO registered

Data controller no. ZB984210. Handled to UK GDPR standard.

256-bit TLS encryption

Bank-grade transport security on every page and submission.

Open Banking · AISP

Read-only access via FCA-authorised providers. Revoke any time.

Segregated client accounts

Funds flow through ring-fenced UK banking facilities.

Soft search first

Eligibility checks leave no footprint on your credit file.

Plain-English terms

No exit penalties on most products. Costs disclosed up front.

Frequently asked

What does it actually cost?

You agree a single fixed fee on day one, for example, £55,000 advance with £60,500 to repay. There’s no compounding interest and no variable APR.

What if my revenue drops?

That’s the point. Your weekly or monthly repayment moves with your turnover, so a quieter month means a smaller repayment.

Will I lose equity?

No. Revenue based financing is non-dilutive, your cap table stays untouched.

Can I top up?

Yes. Most of our revenue facilities can be topped up once you’ve repaid a portion, often with improved terms second time round.

Ready to see what you qualify for?

It takes two minutes and there’s no impact on your credit score.

Start eligibility check
GD CapitalPrivate Capital

Private capital for UK businesses. Underwritten on cash flow and trajectory, returned the same day. London & New York.

When the bank says no, we say yes.

Live decisioning£5k – £5M facilities
Offices
  • London HQ
    30 Churchill Place,
    Canary Wharf, London
    E14 5RE
  • New York
    Trump Tower,
    725 Fifth Avenue,
    New York, NY 10022
  • 020 3051 9189
    team@gdcapital.co.uk

GD Capital provides commercial funding solutions for UK-registered organisations. Funding is offered to business customers only and is not regulated by the Financial Conduct Authority. All offers are subject to status, eligibility criteria, underwriting and acceptance of terms.

Risk warning · Commercial finance carries commitments that must be met. Failure to keep up with repayments may have serious consequences for your organisation, including affecting your credit standing or any personal guarantees provided. Please ensure you understand the terms before proceeding.

© 2026 GD Capital Ltd · Registered in England & Wales

Call the desk020 3051 9189Check eligibility