Bridge the quarter, preserve the cash.
Short-dated facilities to fund VAT, PAYE and corporation tax. Smooth the lumpy HMRC quarter and keep working capital where it earns.
A VAT quarter, a PAYE month or a corporation tax instalment can take a healthy operating account and leave it thin. Bridging the quarter at fair cost is often a more efficient use of capital than running close to the line.
We provide short-dated unsecured facilities sized to the HMRC liability and structured to clear inside the year. Decisions are returned within hours; funds typically settle the same working day on acceptance.
Best suited for
- Quarterly VAT obligations
- Monthly PAYE and NIC
- Corporation tax instalments
- Time to Pay arrangement refinancing
How it works
Tell us the liability
Amount due and date. Two-minute soft check.
Structured offer
We size the facility to the bill and propose a term that clears comfortably.
Drawdown
Funds settle to your business account, typically the same working day.
Eligibility at a glance
A short list of what we typically look for. Most UK limited companies and partnerships qualify.
- UK-registered limited company or LLP
- Trading for at least 6 months
- Minimum £10,000 monthly turnover
- A UK business bank account
- Director ID and 3–6 months of bank statements
- No active formal insolvency proceedings
Built on the same controls you’d expect from your bank.
We hold ourselves to the standards UK regulators expect of consumer finance, even though commercial lending sits outside the FCA perimeter.
Data controller no. ZB984210. Handled to UK GDPR standard.
Bank-grade transport security on every page and submission.
Read-only access via FCA-authorised providers. Revoke any time.
Funds flow through ring-fenced UK banking facilities.
Eligibility checks leave no footprint on your credit file.
No exit penalties on most products. Costs disclosed up front.
Frequently asked
Can I fund a VAT or corporation tax bill?
Yes. Short-dated facilities to bridge VAT, PAYE and corporation tax quarters are a common use of our term and unsecured products.
How quickly can the funds settle to HMRC?
Funds settle to your business account, typically the same working day on acceptance. You make payment to HMRC directly from there.
Will HMRC see this on my file?
No. The facility is a private commercial loan and does not appear on your HMRC record.
Is there an early settlement fee?
On most VAT and tax bridging facilities there is no penalty for settling early. You pay only interest accrued to the date of repayment.
Ready to see what you qualify for?
It takes two minutes and there’s no impact on your credit score.
Start eligibility check