Regional coverage

Business loans in West Midlands.

Funding for businesses across Birmingham, the Black Country, Coventry, Warwickshire and Staffordshire.

Step 1 of 3
Soft check
£5k – £5M
£250,000requested
Soft check·No credit impact·Privacy protected

Funding across West Midlands

The West Midlands supply chain still runs deep in engineering, automotive and distribution, alongside a large consumer economy in Birmingham and the surrounding towns.

Long customer payment terms are a recurring pressure, and invoice based or term funding often fits better than a facility repaid from daily takings.

Counties and areas

West Midlands countyWarwickshireStaffordshireWorcestershireShropshire

Sectors funded

Questions from West Midlands businesses

How much can a business in West Midlands borrow?+

Facilities run from £5,000 to £5,000,000, subject to status and underwriting. The figure offered depends on trading history, receipts, purpose and existing commitments rather than location.

Which types of business in West Midlands can apply?+

Limited companies, partnerships and sole traders trading in West Midlands can enquire. Businesses with a short trading history, seasonal income or a previous bank decline are still reviewed on their own merits.

Is the process different outside the major cities in West Midlands?+

No. The enquiry, document sharing and signing all happen online, so a rural business is assessed on the same basis as one in a city centre.

What does it cost to enquire?+

Making an enquiry costs nothing and does not commit the business to anything. Costs only apply if written terms are accepted, and those terms set out the total amount repayable before signing.

Funding decisions made on how you trade.

Start an enquiry online, or speak to someone about what fits.

Call the desk020 3051 9189Check eligibility